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Get account balance

GET 
/v1/accounts/:id/balances

Requests without the header PSU-IP-Address is limited to 4 calls per day when the PSU has granted consent to access the account. See XS2A Framework Implementation Guidelines, Section 6.6.3 for additional details.

Request​

Path Parameters

    id stringrequired

    Resource ID.

    Example: enc!!aI55HS7YpeXJhHqCXFPEGfF992bjRx2Gw==

Header Parameters

    x-accept-fix stringrequired

    Make a published future breaking change active before the date when it is going to be made default, for adopting changes early. (see Future Breaking Changes)

    Example: new-feature-name-as-publised-in-documentation
    Accept string

    Advertises which content types, expressed as MIME types, the client is able to understand. Using content negotiation, the server then selects one of the proposals, uses it and informs the client of its choice with the Content-Type response header.

    Example: application/json
    Accept-Charset string

    Advertises which character set the client is able to understand. Using content negotiation, the server then selects one of the proposals, uses it and informs the client of its choice within the Content-Type response header.

    Example: utf-8
    Accept-Encoding string

    Advertises which content encoding, usually a compression algorithm, the client is able to understand. Using content negotiation, the server selects one of the proposals, uses it and informs the client of its choice with the Content-Encoding response header.

    Example: deflate, gzip;q=1.0, *;q=0.5
    Accept-Language string

    Advertises which natural languages the client is able to understand, and which locale variant is preferred. Using content negotiation, the server then selects one of the proposals, uses it and informs the client of its choice with the Content-Language response header.

    Example: en-US,en;q=0.7,nb;q=0.3
    Host string

    The domain name of the server (for virtual hosting), and (optionally) the TCP port number on which the server is listening.

    Example: openbanking.spareskillingsbanken.no
    X-Request-ID stringrequired

    Request identifier unique to the call generated by the TPP.

    Example: 4eba4445-1a4b-47b8-bdd5-4e56ef026b19
    TPP-Session-ID stringrequired

    TPP session identifier.

    Example: b29f79d9-12ea-462b-ad8a-8ad38b8c57b7
    TPP-Redirect-URI stringrequired

    Call back URI of the TPP, where the transaction flow shall be redirected to after a Redirect.

    Example: http://httpbin.org/get
    TPP-Redirect-Preferred string

    Set to false to automatically trigger biometric authentication for mobile apps whenever available. Default is true.

    Example: false
    TPP-Signature-Certificate stringrequired

    The certificate used for signing the request in base64 encoding.

    Example: MIFFTzCCAzegAkIBAgMJANnQVDLqktJUMA0GCS....8WLZOX3YxNoH4k==
    Signature stringrequired

    HTTP Message Signature as specified by https://tools.ietf.org/html/draft-cavage-http-signatures-10 with requirements imposed by Berlin Group's NextGenPSD2 Framework.

    • keyId must be formatted as keyId="SN=XXX,CA=YYY" where XXX is the serial number of the signing certificate in hexadecimal encoding and YYY is the full Distinguished Name of the Certificate Authority having certificate
    • algorithm must identify the same algorithm for the signature as presented in the signing certificate and should be rsa-sha256
    • headers must contain date, digest, x-request-id, psu-id, psu-corporate-id, and tpp-redirect-uri when available
    • signature must be computed as Base64(RSA-SHA256(signingString))

    If any value in the Signature header is ISO-8859-1 or UTF-8 encoded, the Signature header needs to be URL encode compliant to RFC-2047, which means MIME encoding the signature.

    Also, the signature must be wrapped using this format: =?charset?encoding?encoded signature?=

    Example of this encoding: =?utf-8?B?a2V5QTQsQ0E9Mi41LjQuOTc9IzB........jMTM1MDUzNDQ0ZTRmMmQ0NjUz?=

    Java example of how to implement encoding:

    if (charset.equals(StandardCharsets.UTF_8)) {
      Signature = String.format("=?utf-8?B?%s?=", Base64.getEncoder().encodeToString(signature.getBytes(StandardCharsets.UTF_8)));
    }
    Example: keyId="SN=6AEB4444FBAAD267,CA=O=PSDNO-FSA-ABCA,L=Trondheim,C=NO", algorithm="rsa-sha256", headers="date x-request-id tpp-redirect-uri psu-id", signature="***************"
    PSU-ID UUID

    The PSU identifier.

    Example: 49ae0cfe-6b72-4310-81f5-ad4eef897fe3
    PSU-Corporate-ID string

    The PSU Corporate agreement identifier.

    Example: aog5kNSbDNo2srEPAqsCGaR8LNCAfLVlKPzbwKZQJzI=
    PSU-Context string

    Possible values: [PRIVATE, CORPORATE]

    Explicitly set PSU context. If not set the PSU is promted to select context when performing SCA the first time

    Example: PRIVATE
    PSU-IP-Address string

    The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP.

    Example: 153.110.241.229
    PSU-IP-Port string

    The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available.

    Example: 443
    PSU-User-Agent string

    The forwarded value for the User-Agent header field between the PSU and TPP, if available.

    Example: Mozilla/5.0 (Windows NT 10.0; …) Gecko/20100101 Firefox/63.0
    PSU-Accept string

    The forwarded value for the Accept header field between the PSU and TPP, if available.

    Example: application/json
    PSU-Accept-Charset string

    The forwarded value for the Accept-Charset header field between the PSU and TPP, if available.

    Example: utf-8
    PSU-Accept-Encoding string

    The forwarded value for the Accept-Encoding header field between the PSU and TPP, if available.

    Example: gzip, deflate, br
    PSU-Accept-Language string

    The forwarded value for the Accept-Language header field between the PSU and TPP, if available.

    Example: en-US,en;q=0.7,nb;q=0.3
    PSU-HTTP-Method string

    The forwarded value for the HTTP method used between the PSU and TPP, if available.

    Example: GET
    PSU-Device-ID UUID

    The forwarded value of the device ID used by the PSU, if available.

    Example: 35-67660-48540-8
    PSU-Geo-Location string

    The forwarded value of the Geo Location of the corresponding HTTP request between the PSU and TPP, if available.

    Example: GEO:52.506931,13.144558

Responses​

OK

Schema

    account

    object

    bban string

    Possible values: <= 30 characters

    Identifier that uniquely identifies an individual account at a specific financial institution in a particular country, and which includes a bank identifier of the financial institution servicing that account.

    iban string

    Possible values: <= 34 characters

    Expanded version of the basic bank account number (BBAN), structured as defined by ISO 13616-1:2007, intended for use internationally, which uniquely identifies an individual account at a specific financial institution, in a particular country.

    currency ISOCurrencyCode (string)

    Possible values: [AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYR, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SPL, SRD, STD, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TVD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XDR, XOF, XPF, YER, ZAR, ZMW, ZWD]

    ISO 4217 Alphabetic Currency Code.

    balances

    object[]

  • Array [

    • balanceAmount

    object

    amount stringrequired

    Note that even though the contract sets a precision of 18 and a scale of 5, the provided fraction digits must adhere to the minor units as defined in ISO 4217 for the provided currency code.

    currency ISOCurrencyCode (string)required

    Possible values: [AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYR, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUC, CUP, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, IMP, INR, IQD, IRR, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SPL, SRD, STD, SVC, SYP, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TVD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XDR, XOF, XPF, YER, ZAR, ZMW, ZWD]

    ISO 4217 Alphabetic Currency Code.

    balanceType BalanceType (string)

    Possible values: [closingBooked, openingBooked, expected, interimAvailable, forwardAvailable]

    Balance Type closingBooked - Balance of the account at the end of the pre-agreed account reporting period. It is the sum of the opening booked balance at the beginning of the period and all entries booked to the account during the pre-agreed account reporting period. For card-accounts, this is composed of invoiced, but not yet paid entries. Most requests for balances of an account belonging to a private customer will include this balancetype openingBooked - Book balance of the account at the beginning of the account reporting period. It always equals the closing book balance from the previous report. expected - Balance composed of booked entries and pending items known at the time of calculation, which projects the end of day balance if everything is booked on the account and no other entry is posted. For card accounts, this is composed of invoiced, but not yet paid entries, not yet invoiced but already booked entries and pending item (not yet booked) Most requests for balances of an account belonging to a private customer will include this balancetype interimAvailable - Available balance calculated in the course of the account servicer's business day, at the time specified, and subject to further changes during the business day. The interim balance is calculated on the basis of booked credit and debit items during the calculation time/period specified. For card-accounts, this is composed of invoiced, but not yet paid entries and not yet invoiced but already booked entries forwardAvailable - Forward available balance of money that is at the disposal of the account owner on the date specified.

  • ]

    • _links

    object

    property name*

    Link

    href stringrequired
    verbs string[]required

    Possible values: [GET, PUT, POST, DELETE]

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